tag:blogger.com,1999:blog-17869129502500348332011-09-04T23:49:16.526-07:00Your Student Loan BlogStudent Loan Information and Resources.John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.comBlogger181100tag:blogger.com,1999:blog-1786912950250034833.post-84043860723287475992007-08-21T21:34:00.000-07:002007-08-21T21:43:16.982-07:00Getting A Student Hardship LoanStudent loans are sometimes not enough to sustain you duringuniversity, especially during the tougher times. Even if youhave a part-time job as well, there are times when some studentsneed more than they have at the moment. If you are one of thesestudents, then you should look at applying for a studenthardship loan. If you want to know more, here are some tipsabout how to get a student hardship John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com2tag:blogger.com,1999:blog-1786912950250034833.post-54722139388490183002007-07-27T22:31:00.000-07:002007-07-27T22:37:29.668-07:00Avoid The Problem Of Student Loan BankruptcyCollege is supposed to be an exciting time for young adults,but is can also be a very stressful time too for many reasons.Of course there are academic and social pressure, but animportant part of attending college is being able to pay forit, thus college students often face the problem of studentloan bankruptcy.About Student Loan Bankruptcy While many young adults try to get college scholarships John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-19372494932912194292007-06-29T11:44:00.000-07:002007-06-29T11:51:30.514-07:00Learning the A's, B's & C's of Student LoansToday, student loans allow many who would otherwise beunable to afford the costs of higher learning the abilityto obtain a college education. College loans are ideal inthat they do not require the student to begin repaymentuntil after graduation, which means there is more time tofocus on studying and less time worrying about paying foran education. The best way to learn about student loans isto John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-32590959154109063642007-06-12T08:51:00.000-07:002007-06-12T08:54:58.462-07:00Defaulted Student LoansOnce you have left school and your federal student loans are in repayment it is important to make your payments on time. Some students and parents get behind on their Stafford loan, PLUS loan or Graduate PLUS loan payments, feel overwhelmed, and before you know it you haven’t made a payment in 270 days and your loans have gone into default. Your lender must make an aggressive effort to collect John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com1tag:blogger.com,1999:blog-1786912950250034833.post-190720587449398072007-05-26T08:35:00.000-07:002007-05-26T08:43:13.743-07:00Simplify Your Federal Government Student Loan ApplicationSimplify your federal government student loan application byhaving all the necessary information with you at the time youfill it out. There are many documents that you need whenfilling out your federal government student loan application.To make the process simple take time to gather all the formsand information that you will need.Information NeededOrganization is a very important key when you John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-41746836381769319182007-05-25T17:57:00.000-07:002007-05-25T18:06:46.803-07:00Federal Student Loans vs. Private Student LoansFew students can afford to pay for college out of their savings, so they use student loans to pay for school. Two major categories of student loans include federal loans and private loans.Because we believe that it is important to understand your education-funding options, this article investigates the difference between federal and private student loans.These days, there are very few students John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com16tag:blogger.com,1999:blog-1786912950250034833.post-65547115916199656482007-05-20T10:44:00.001-07:002007-07-27T22:27:12.133-07:00Debunking the FAFSA MythWith the plethora of big-business entities jockeying for the money of students on the path to becoming well-to-do responsible consumers with a house, car, and 1.5 children, it's often missed that the US Government is the first place to start when planning student finances.Scholarships, traineeships, fellowships, loans: Uncle Sam is nothing if not prolific in the diversity of programs available. John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.comtag:blogger.com,1999:blog-1786912950250034833.post-51974058022865540972007-05-19T03:57:00.000-07:002007-05-19T04:01:32.789-07:00Federal Student Loans vs. Private Student LoansFew students can afford to pay for college out of their savings, so they use student loans to pay for school. Two major categories of student loans include federal loans and private loans.Because we believe that it is important to understand your education-funding options, this article investigates the difference between federal and private student loans.These days, there are very few students John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.comtag:blogger.com,1999:blog-1786912950250034833.post-84679723223688339042007-05-18T11:35:00.001-07:002007-05-18T11:54:44.884-07:00Finding the Best Private Student LoanStudents who do not meet federal requirements for financial need can use the route of a private student loan. Apply for a private loan is free. The loan is based on the student's creditworthiness and not the need for aid as does the federal loans.Many lenders offer private student loans to students or their parents and the application process is simple and free. The loan requirements are usually John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.comtag:blogger.com,1999:blog-1786912950250034833.post-86217176148526389802007-05-15T20:40:00.000-07:002007-05-15T20:44:41.100-07:00A Guide To Paying Back A Student LoanA borrower has certain responsibilities to take care of, once a loan is negotiated. In order to keep your loan in good standing, it is important to fulfill all your obligations. A lapse in making a single payment indicates delinquency. You could get into the default record if you continue to ignore your loan repayments. If you face any trouble in arranging funds for paying back your student loan,John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-5295907256464935632007-05-13T20:22:00.000-07:002007-05-13T20:28:33.368-07:00Money for College – Where Is It and How Do I Get It?College is expensive – but money is available to help you pay the way! By doing a little research and filling out a few forms, you can find money through scholarships, grants, loans, and tuition assistance such as work study.ScholarshipsThere are more than one million scholarships available each year to reward students who have distinguished themselves academically, athletically, musically, or inJohn C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-4864578739723995902007-05-12T10:19:00.000-07:002007-05-12T10:23:38.306-07:00How Student Loans WorkStudents have many options for financing the cost of college. Loans are just some of those options. However, all avenues for securing scholarships and grants should be pursued before trying to find a loan. This is because scholarships and grants do not have to be paid back, while loans do. There are many different types of loans available for consideration, and many factors of which you should beJohn C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-86194317307736965662007-05-11T12:23:00.000-07:002007-05-11T12:28:40.571-07:00Benefits of Federal Loan ConsolidationA Federal Consolidation Loan allows you to combine one or more of your federal education loans into a new loan that offers you several advantages.Lower Interest Rate For In-School and In-Grace ConsolidationBorrowers who have a Federal Loan in an in-school or grace period at the time we receive their consolidation application, may benefit from a lower fixed interest rate on the new Federal John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-46600841652690883862007-05-09T14:55:00.001-07:002007-05-09T14:59:27.371-07:00Is Consolidation Right for You?Here are some factors you should consider when deciding if consolidation is right for you.What are the interest rates on your loans? If a Federal Consolidation Loan offers you a lower rate than your current loans, you may want to consolidate. Currently, the interest rate for a Federal Consolidation Loan is based on the weighted average interest rate on the loans being consolidated, rounded to theJohn C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-59823611236296805422007-05-08T08:17:00.000-07:002007-05-08T14:07:48.629-07:00Eligible Loans for Federal Loan ConsolidationThe following federal education loans are eligible for consolidation into a Federal Consolidation Loan: * Direct Subsidized and Unsubsidized Loans* Federal Subsidized and Unsubsidized Federal Stafford Loans* Direct PLUS Loans and Federal PLUS Loans* Direct Consolidation Loans and Federal Consolidation Loans* Guaranteed Student Loans* Federal Insured Student Loans* Federal Supplemental Loans for John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com1tag:blogger.com,1999:blog-1786912950250034833.post-68083836786591398342007-05-06T08:30:00.000-07:002007-05-06T08:45:47.330-07:00Student Loans 101When it comes to furthering your education, you must have student loans to do it. It is rather simple to get extra funding to cover your school costs when scholarships and grants do not add up to enough funding. There are student loans out there for you to apply for as well as private loans and loan consolidation if you need it.Student loans are available through the federal government and they John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-17974216388709776412007-05-05T12:49:00.000-07:002007-05-06T08:47:15.329-07:00All About Student LoansLet's face it, most of us do not have access to bottomless trust funds or college education accounts. Therefore, financial aid for a college education is an arena a large percentage of people will have to enter at some point in their lives. Not everyone can or will qualify for a scholarship, grant, or fellowship, and even if they do, this type of financial aid may only cover a portion of their John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0tag:blogger.com,1999:blog-1786912950250034833.post-77512699866950156432007-05-04T13:49:00.000-07:002007-05-04T14:36:55.095-07:00Some facts about consolidating student loansWith increased demand for better education, the college and school fees have also increased. As a result, most students have huge student loans by the time they complete their studies. Most federal education loans offer an option that may reduce the burden of student loans.The following loans come under consolidation criteria:1) Subsidized government student loan.2) Unsubsidized government John C Vincenthttp://www.blogger.com/profile/07530677288593859707noreply@blogger.com0